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Members who pay for placement appear first. Everyone here was vetted the same way, and no one can pay to be vetted differently or to have a bad word removed.
Estate planning and Medicaid work for Texas families. I keep documents short enough that people actually read them, which is the entire point of having them.
I spend most of my time talking people out of things. Annuities suit some situations and not others, and the difference is usually obvious once you write the numbers down.